Welcome to Denmark
Louise Bach-Nielsen
Welcome to Denmark Agenda
• Presentation of Workindenmark
• Extention
• Driver’s licence
• Bank
• Nem ID and e-boks
• Social security
• Unemployment insurance
• Pension
• Insurance
• Tax
• Spouse /partner
• Children – IB etc
www.workindenmark.dk
ICS
• State registration
• Immigration services
• Tax
• Citizens Service
• International Community
• Workindenmark
Extention – non EU
• Before you receive your residence permit
• After you receive your residence permit - can ask for dispensation if more than 6 months
• Greencard Scheme
• Positive List Scheme
• Pay Limit Scheme
Driver’s Licence
• EU countries, Norway, Iceland, Liechtenstein ☺
Can also be changed to a Danish EU drivers’ licence
• Australia, Brazil, Japan, Chinese Tapei. Rep. Korea, Russia, Switzerland, Ukraine
Can be changed without test + medical certificate from own GP
• Cost: 260 d.kr
• Other nationalities: Test
Where?
• Citizen Service in your municipality Bring:
Medical certificate A passport photo Drivers’ licence Valid passport
Residence permit or registration certificate
Translation in some cases (not latin letters, if no translation in EN, DE, FR)
Bank
• Current account
– Netbank (online banking) widely offered
• Nemkonto – designated account – Payments from the state
– Salary
• No fees
• Budget account – and NETS
E-boks
• Electronic mail box.
• Pension, insurance, etc.
• Connected to CPR number
• Nem ID
Nem ID
•Digital signature
•Public and private services on Internet
• On-line banking, Skat etc.
•Always the same where ever you are
•Password and code card
•www.nemid.nu
Learning Danish
• Language centres
• Lær Dansk
• Internet: www.newtodenmark.dk > integration > online Danish
Social Security
• Health insurance – Medical care – Dental care Referral
– Fysiotherapist
– Psychologist
– Chiropractor
Social Security
• Group 1 – GP
– Referral to see specialists – Change GP
– Borger.dk
– Hospital care free of charge
• Group 2
– Free choice of GP and specialists – Some costs must be paid
– Hospital care free of charge
• Sickness benefits
– Statement from GP (3 days) – Covered per day one
– E 104 /EU
Unemployment Insurance
• Optional
• A-kasse – unemployment insurance fund
• Start working within eight weeks after contributing to unemployment insurance system in other country
• If you return to own country
• E301
Pensions
1. Basic social pension (folkepension) 2. Supplementary job-market pension 3. Company pensions
4. Private pension insurance
Basic pension
• Social pension
• Tax funded
• 65 yrs
• (67 – reached the age of 61 before 01.06.1999)
• EU – pro rata temporis
– Number of years worked in DK
• Non EU
Supplementary Job-market Pension
• 16 – 67 yrs of age
• 9 hrs/week
• ATP – www.atp.dk
Company Pensions Private pensions
• According to collective agreement (CP)
• Advice from bank (PP)
Tax
•
Income tax card– Sent directly to your employer – Can be changed at any time
• Tax year
– Calendar year
– Folder: Tax in Denmark – An introduction for new citizens
– E-tax – tast selv
Tax
•
Preliminary income tax assessment (forskudsopgørelse)– November
– In your electronic tax folder – Or contact SKAT
• Final tax notice (årsopgørelse) – Tax assessment notice
– Submission: march/april – previous income year
Tax
• Tax rates
– Labour market contribution (arbejdsmarkedsbidrag – AM bidrag)
• 8 % - annual imcome
• Gross tax – Community tax
• Approx 25%
– Church tax
• 0,7 % (only if member) – State tax
Tax
• State tax
– Base Tax
• 3,64%
– Upper tax
• 15%
Tax
• Allowances
– Personal tax allowance (personfradrag)
• 42.900 D.kr – Job allowance
• 4,25%
• Max. 13.600
– Transport allowance
• Number of kilometres
• Fixed rates
Tax
• Allowances
– Contribution to unemployemt insurance – Trade union – max. 3000 d. kr
– Bank loans etc.
Insurance
• Private insurance – Home insurance – Liability insurance
•Car Statutory
– Accident insurance
Spouses/partners
Workindenmark offers:
• The Partner Link
• Individual career guidance
• Job search courses in:
– The labour market in Denmark – Cv and cover letter
– Job interviews
Spouses/partners
• International community
• Spouse community
http://www.piktogrammer.dk/upl/produkt_918.jpg
Networking in Denmark
”Forening”
Who is your network?
Personal contacts (Networking!)
www.workindenmark.dk/highskilled
Children
Contact your municipality for
Creche (from 0 – 3 years) - vuggestue Kindergarten (3 – 6 years) - børnehave
After school centres. SFO (schoolchildren until 4th. Class) – skolefritids- ordning
You apply for a place No guarantee
Children
Free of charge
• Folkeskole – Primary and lower secondary school 6 – 15 (16 )years
• Gymnasium - Upper secondary school (3 years)
• Erhvervsuddannelse - Vocational training
International Schools
• 19 schools
• 2 private and 10 state schools offer IB
• Fees: 15.000 – 80.000 D.kr per year
• http://www.eng.uvm.dk/
Child Benefits
• Quarterly
• 18 yrs of age
• Tax free
• 0-2 yrs: 4,248 D.kr = 567 Euro per child
• 3-6 yrs: 3,363 D.kr = 448 Euro per child
• 7-14 yrs: 2,646 D.kr = 353 Euro per child
• 15-17 yrs: 882 D.kr = 188 Euro per child
• Application municipality
DVD
Thanks for listening and enjoy your stay in Denmark
Workindenmark South Dannebrogsgade 3, 1.
5000 Odense C
Workindenmark East Skagensgade 37, 1.
Høje Taastrup 2630 Taastrup
Workindenmark West Nørreport 26, 1.
8000 Århus C
Workindenmark.dk
