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Appendices

Q20: Where are you from?

Choose a country

Appendices

"My bank has a better image than other banks."

Scale Item 1 to 5

5 = strongly agree

"I want to remain a customer at my bank."

Scale Item 1 to 5

B_Loyalty

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"My bank fulfils the promises it makes and the image it conveys."

Scale Item 1 to 5

B_Promises

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"I feel emotionally attached to my bank."

Scale Item 1 to 5

B_Emotions

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"My bank helps me to select the right product or service." Scale Item 1 to 5

B_Support

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"My bank’s products and services satisfy my needs." Scale Item 1 to 5

B_Product

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"I feel well informed about the products and services my bank offers."

Scale Item 1 to 5

B_Information

Click on the applicable 1 = strongly disagree to 5 = strongly agree

“How often do you interact with your bank through the following touchpoints?”

Personal Bank Advisor

Scale Item 1 to 5 TP_BankAdvisor

Click on the applicable 1 = never to

7 = always Website/Online Banking

Scale Item 1 to 5 TP_Website_

OnlineBanking

Click on the applicable 1 = never to

7 = always Mobile App Scale Item 1

to 5 TP_MobileApp

Click on the applicable 1 = never to

7 = always Mobile Messaging

(SMS) Scale Item 1 to 5 TP_SMS

Click on the applicable 1 = never to

7 = always Postal Mail Scale Item 1

to 5 TP_PostalMail

Click on the applicable 1 = never to

7 = always E-Mail Scale Item 1 to 5

TP_EMail

Click on the applicable 1 = never to

7 = always Customer Service Scale

Item 1 to 5 TP_Customer

Service Click on the applicable 1 = never to

Appendices

7 = always

“How often do you receive product or service

recommendations when you are in contact with your bank?”

RS_Frequency

Click on the applicable 1 = never to

7 = always

“I would appreciate product and service

recommendations from my bank…

…if the recommended product or service matches my interests.”

Scale Item 1 to 5

RS_C_Accuracy

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…if the recommendation helps me discover new products or services.”

Scale Item 1 to 5

RS_C_Novelty

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…if the

recommendations are diverse.” Scale Item 1 to 5

RS_C_Diversity

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…if the information provided for the

recommended product or service is sufficient for me to make a purchase decision.” Scale Item 1 to 5

RS_C_

Information Sufficiency

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…if I can inform my bank that I like/dislike the recommendation.”

Scale Item 1 to 5

RS_C_Interaction Adequacy

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…if I can customise the recommendations I receive.” Scale Item 1 to 5

RS_C_Control

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…if I understand why the product or service is recommended to me.”

Scale Item 1 to 5

RS_C_

Transparency

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…if the recommendation helps me find the ideal product or service.”

Scale Item 1 to 5

RS_C_Perceived Usefulness

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…if the recommendation makes me feel confident and comfortable about the decision.” Scale Item 1 to 5

RS_C_

Confidence

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…if I feel that the recommendation can be trusted.” Scale Item 1 to 5

RS_C_Trust

Click on the applicable 1 = strongly disagree to 5 = strongly agree RS_C_

Satisfaction Click on the applicable 1 = strongly disagree to

Appendices

…if I am satisfied with the recommendation.”

Scale Item 1 to 5

5 = strongly agree

If the recommendation provided by your bank would fulfil the criterions you indicated above, on a scale from 0-10, how likely are you to recommend your bank to a friend or

colleague?

NPS Scale Item 0 to 10 RS_CJD_NPS_

Group

Click on the applicable 0 = not likely at all to 10 = very likely NPS Scale Item 0 to 10 RS_CJD_NPS

Click on the applicable 0 = not likely at all to 10 = very likely

“I would appreciate product and service

recommendations from my bank if they are provided…

…by my personal bank advisor.” Scale Item 1 to 5

RS_TP_

BankAdvisor

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…on the website or in online banking.” Scale Item 1 to 5

RS_TP_Website_

OnlineBanking

Click on the applicable 1 = strongly disagree to 5 = strongly agree ...through the mobile

app." Scale Item 1 to 5 RS_TP_

MobileApp

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…via mobile messaging (SMS).” Scale Item 1 to 5

RS_TP_SMS

Click on the applicable 1 = strongly disagree to 5 = strongly agree ...by postal mail.” Scale

Item 1 to 5 RS_TP_

PostalMail

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…by e-mail.” Scale Item

1 to 5 RS_TP_EMail

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…by a customer service

agent.” Scale Item 1 to 5 RS_TP_

CustomerService

Click on the applicable 1 = strongly disagree to 5 = strongly agree If the recommendation

provided by your bank would fulfil the criterions you indicated above, on a scale from 0-10, how likely are you to recommend your bank to a friend or

colleague?

NPS Scale Item 0 to 10 RS_CJD_NPS_

Group

Click on the applicable 0 = not likely at all to 10 = very likely NPS Scale Item 0 to 10 RS_CJD_NPS

Click on the applicable 0 = not likely at all to 10 = very likely

“I would like to receive a relevant and personalised recommendation for a product or service from my bank…

…when I become aware that I need a new product or service from my bank.” Scale Item 1 to 5

RS_CJD_Problem Awareness

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…when I am starting to

look for a product or RS_CJD_

ProblemAnalysis Click on the applicable 1 = strongly disagree to

Appendices

service at my bank.”

Scale Item 1 to 5

5 = strongly agree

…when I am evaluating different products and services.” Scale Item 1 to 5

RS_CJD_OptionI dentification

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…when I am purchasing a product or service.”

Scale Item 1 to 5

RS_CJD_

Purchase

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…when I receive my new product or service.”

Scale Item 1 to 5

RS_CJD_

Delivery

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…when I am using my product or service.”

Scale Item 1 to 5

RS_CJD_Use

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…when I am planning on supplementing my product or service.”

Scale Item 1 to 5

RS_CJD_

Supplement

Click on the applicable 1 = strongly disagree to 5 = strongly agree

…when the current product or service for my financials is about to expire.” Scale Item 1 to 5

RS_CJD_

Disposal

Click on the applicable 1 = strongly disagree to 5 = strongly agree If the recommendation

provided by your bank would fulfil the criterions you indicated above, on a scale from 0 to 10, how likely are you to recommend your bank to a friend or colleague?

NPS Scale Item 0 to 10 RS_CJD_NPS_

Group

Click on the applicable 0 = not likely at all to 10 = very likely Click on the applicable 0 = not likely at all to 10 = very likely

“If my bank provides me with relevant and personalised recommendations…

"…I think that my bank is innovative." Scale Item 1 to 5

RS_Innovation

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"…I feel that I can trust my bank." Scale Item 1 to 5

RS_Trust

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"…I think that my bank has a better image than other banks." Scale Item 1 to 5

RS_Image

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"…I would remain a customer at my bank."

Scale Item 1 to 5

RS_Loyalty

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"…my bank fulfils the promises it makes and the image it conveys."

Scale Item 1 to 5

RS_Promises

Click on the applicable 1 = strongly disagree to 5 = strongly agree

Appendices

"…I feel emotionally attached to my bank."

Scale Item 1 to 5

RS_Emotions

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"…I feel that my bank supports me to select the right product or service"

Scale Item 1 to 5

RS_Support

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"…I would like my bank to use my personal data to improve

recommendations." Scale Item 1 to 5

RS_Product

Click on the applicable 1 = strongly disagree to 5 = strongly agree

"…I feel well informed about the products and services my bank offers."

Scale Item 1 to 5

RS_Information

Click on the applicable 1 = strongly disagree to 5 = strongly agree

What is your age?

Age D_Age_Recoded

1 = 18 - 24 2 = 25 - 34 3 = older than 34

What is your gender? Sex D_Gender

1 = Males 2 = Females What is your highest

educational degree?

Highest Educational

Degree D_Education_

Recoded 1 = Master's Degree

2 = Bachelor's Degree

What is your employment status?

Employment Status D_Employment Status_Recoded

1 = Student 2 = Employed What is your nationality Nationality D_Nationality_

Recoded

1 = German 2 = Other